Notes on the history of banking technology.
Marginalia is a documentary publication tracing how the machinery, standards, and services that move money have changed — and how the people who touch them have adapted. Primary sources are the main text; our editorial hand stays in the margins.
Recently annotated
- company Chemical Bank — New York money-center bank whose Pronto home-banking service (1983) was among the earliest consumer online banking offerings in the United States.
- company Jwaala — A credit union-backed software venture that licensed its source code to customers and anticipated a cooperative model the sector would adopt a decade later.
- product Pronto — Chemical Bank's home-banking service, launched in 1983 as one of the earliest widely-marketed consumer-facing online banking offerings in the United States.